IC85 REINSURANCE MANAGEMENT EXAM - 10

Que. 1 : Q1) Which of the following is not excluded under Overseas Medical Policy?

   1.  a) Child birth

   2.  b) Miscarriage

   3.  c) Abortion

   4.  d) Cosmetic surgery necessary as a result of a covered accident

Que. 2 : Q2) In the case of claim procedure for scheme Animals, the intimation of loss/death of animals should be given to the company or financing bank within:

   1.  a) 14 days

   2.  b) 10 days

   3.  c) 7 days

   4.  d) 15 days

Que. 3 : Q3) Reinsurance of Public Liability is generally done on which basis

   1.  a) Facultative

   2.  b) Excess of loss treaty

   3.  c) Quota Share

   4.  d) Stop loss

Que. 4 : Q4) Premium rate under the Overseas Mediclaim policy does not depend on

   1.  a) Country of Visit

   2.  b) Trip band

   3.  c) Age band of the insured

   4.  d) Family status of the proposer

Que. 5 : Q5) A person is having Personal Accident Policy and is also covered as “Owner-Driver” under his Private Car Package policy. The insured dies in an motor accident

   1.  a) Death Claim to the legal heir in a PA policy only is payable

   2.  b) Death claim in the PA cover in the Private Car policy only is payable

   3.  c) Both the claims under both the policies are payable

   4.  d) Claim under none of the policy is payable