IC78 MISCELLANEOUS INSURANCE EXAM - 15
| Q1.Domiciliary hospitalization benefits are available only if - 1. The condition of the patient is such that he cannot be removed to the hospital 2. The patient is suffering from acute Hypertension 3. The patient cannot be removed to the hospital for lack of accommodation therein |
| Only 2 |
| 1 and 2 |
| 1 and 3 |
| 2 and 3 |
| All 1, 2 and 3 |
| Q 2. Market agreements had been formulated by the G.I.C. for the insurance of cattle, poultry, etc. Which of the following forms had not been standardized under the agreement? |
| Claim form |
| Underwriting certificate to be submitted with the claim form |
| Standard policy |
| Proposal form |
| All of the above |
| Q3.The minimum age of a pig eligible for insurance cover is __. |
| 2 years |
| 1 year |
| 9 months |
| 6 months |
| 4 months |
| Q4.Which of these are exclusions in the Honey bee insurance? 1. Natural mortality 2. Any destruction as required by any order of Government/ Municipal authority. 3. Neglect or improper management |
| 1 and 2 |
| 1 and 3 |
| 2 and 3 |
| All 1, 2 and 3 |
| Only 1 |
| Q5.A Health Policy pays for expenses incurred under which of the following heads? 1. Surgeon and Anaesthesia fees 2. Room, Boarding expenses in the Hospital/ Nursing Home 3. Nursing expenses |
| Only 1 |
| Only 2 |
| 1 and 2 |
| 2 and 3 |
| All 1, 2 and 3 |
| Q6.In the case of scheme animals, the policy is issued as agreed value policy, and claims are settled for - |
| 75% of sum insured |
| 65% of the sum insured |
| 90% of sum insured |
| 80% of sum insured |
| 100% of sum insured |
| Q7.Under which of the policy risk of latency is covered? |
| Burglary |
| Householders |
| Shopkeepers |
| Office Umbrella |
| Q8.Under Event Insurance, cancellation of an event due to specified peril(s) like __ is/are covered. 1. Strike 2. Fire 3. Riots |
| Only 2 |
| 1 and 2 |
| 2 and 3 |
| 1 and 3 |
| All 1, 2 and 3 |
| Q9.Which type of reinsurance is 'Terrorism pool’? |
| Surplus treaty reinsurance |
| Stop-loss reinsurance |
| Quota share treaty reinsurance |
| Excess of loss reinsurance |
| Pool reinsurance |
| Q10.A commercial fidelity guarantee is issued for a period of __. |
| 3 months |
| 6 months |
| 12 months |
| 18 months |
| 24 months |