IC78 MISCELLANEOUS INSURANCE EXAM - 11
| Q1.____ can get discounts in an Agricultural Pump Set policy. 1. Group policies 2. Long-term policies 3. Policies without a claim - ‘No claim’ policy |
| Only 3 |
| Only 1 |
| 1 and 2 |
| 2 and 3 |
| All 1, 2 and 3 |
| Q 2.Identify the true statement(s) with respect to CRITICAL ILLNESS cover- 1. The insured gets the sum insured in lump sum as a benefit, after ninety days of diagnosis of the named critical illnesses like cancer, renal failure, organ failure, etc. 2. The patient does not have to produce evidence of taking treatment for the disease. 3. This is an indemnity policy |
| Only 1 |
| Only 3 |
| 1 and 2 |
| 1 and 3 |
| All 1, 2 and 3 |
| Q3.Personal accident benefits in Pedal Cycle insurance may be granted on ____. |
| losses arising due to war and allied risks |
| under all circumstances as its compulsorily covered |
| payment of additional premium. |
| losses arising due to earthquake |
| losses if they occur in the same accident in which the insured pedal cycles is also damaged |
| Q4.The rate of premium in Plate Glass insurance depends on the - 1. Neighborhood 2. Type of glass 3. Previous experience |
| Only 2 |
| Only 3 |
| 1 and 2 |
| 2 and 3 |
| All 1, 2 and 3 |
| Q5.Which of these is/are special conditions applicable to Maternity expenses benefit extension in a group health cover? |
| A waiting period of 9 months is applicable for payment of any claim relating to normal delivery or cesarean section or abdominal operation for extrauterine pregnancy |
| These benefits are admissible only if the expenses are incurred in hospital/nursing home as in-patients in India |
| Claim in respect of delivery for only first two children and/or operation associated therewith will be considered |
| All of the above |
| None of the above |
|
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| Q6.As per Bankers’ blanket indemnity insurance, 'Money' means ____. 1. Precious stones 2. Currency 3. Jewelry |
| Only 2 |
| 2 and 3 |
| 1 and 3 |
| Only 3 |
| All 1, 2 and 3 |
| Q7.In sports insurance, what can be the minimum age of the insured? |
| 10 years |
| 12 years |
| 15 years |
| 16 years |
| 17 years |
| Q8. The insured shall, upon the occurrence of any event giving rise to or likely to give rise to a claim under the Aquaculture policy, give immediate notice within _ to the insurance company |
| 6 hours |
| 12 hours |
| 24 hours |
| 36 hours |
| 48 hours |
| Q9.What does the 'Cash in Safe' insurance cover? 1. Cash 2. Safe 3. Currency Notes |
| Only 1 |
| Only 2 |
| 1 and 2 |
| 1 and 3 |
| All 1, 2 and 3 |
| Q10.___ is also known as Partial Value policy. |
| Declaration policy |
| Floating policies |
| Full value policies |
| First loss policies |
| Valued policies |