IC78 MISCELLANEOUS INSURANCE EXAM - 09

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Q 1.__ is/are covered under Overseas Travel/Health Policy. 1. Loss of passport 2. Delay of checked baggage 3. Personal accident
   Only 3
   Only 1
   1 and 2
   2 and 3
   All 1, 2 and 3
 
Q2.Higher rates of premium are charged for ____ under Plate Glass insurance cover. 1. Garages 2. Jewelers 3. Showrooms
   Only 1
   Only 2
   Only 3
   2 and 3
   All 1,2 and 3
 
Q3.Mr. Mohit is interested in ensuring a wild elephant that lives in the forest. The age of the elephant is 12 years. Can Mr. Mohit ensure this elephant?
  Yes, he can ensure the elephant as elephants between the ages 5 to 50 years can be insured
  Yes, he can ensure the elephant as elephants between the age 10 to 50 years can be insured
  Yes, he can ensure the elephant as elephants between the age 12 to 60 years can be insured
  No, he cannot ensure the elephant as elephants between the age 15 to 50 years can only be insured
  No, he cannot ensure the elephant as wild elephants cannot be insured
 
Q4.The parties to the Videsh Yatra Mitra insurance policy expressly agree that the laws of ___ shall govern the validity, construction, interpretation, and effect of the policy.
   Republic of India
  Republic of India, Bangladesh, and Sri Lanka
   Republic of China
   The Visiting Country
   None of the above
 
Q5.Which of these is NOT a horticulture crop?
   Banana
   Apple
   Chikoo
   Orange
   Sugarcane
 
Q6.Adhikari Suraksha Kavach is designed for __.
   Diplomats only
   State Government employees only
   Central Government employees only
   Employees of a PSU
   Executives and/or businessmen
 
Q7.In Personal accident insurance, the onus of substantiating a claim under the policy rests on the __.
   Insured
   Insurer
   Underwriter
   Surveyor
   Both 1 and 2
 
Q8.Which coverage is compulsory under Doctors’ package insurance?
  Two-wheeler insurance
   Pedal cycle insurance
   Plate glass insurance
   Motor insurance
   Sports insurance
 
Q9.Under Tribal Insurance, the cover is provided for - 1. Dwelling / Huts/ Cottage industry sheds 2. Hospitalization 3. Personal Accident
   1 and 2
   2 and 3
   Only 1
   All 1,2 and 3
   Only 2
 
Q10.__ also undertakes to pay premiums in a timely manner before the expiry of the cancer insurance policy so that the policyholder holds a current policy at all times
  CAMP
  RECAP
  PCC
  CPAP
   CAPA
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