IC78 MISCELLANEOUS INSURANCE EXAM - 09
Q 1.__ is/are covered under Overseas Travel/Health Policy. 1. Loss of passport 2. Delay of checked baggage 3. Personal accident |
Only 3 |
Only 1 |
1 and 2 |
2 and 3 |
All 1, 2 and 3 |
Q2.Higher rates of premium are charged for ____ under Plate Glass insurance cover. 1. Garages 2. Jewelers 3. Showrooms |
Only 1 |
Only 2 |
Only 3 |
2 and 3 |
All 1,2 and 3 |
Q3.Mr. Mohit is interested in ensuring a wild elephant that lives in the forest. The age of the elephant is 12 years. Can Mr. Mohit ensure this elephant? |
Yes, he can ensure the elephant as elephants between the ages 5 to 50 years can be insured |
Yes, he can ensure the elephant as elephants between the age 10 to 50 years can be insured |
Yes, he can ensure the elephant as elephants between the age 12 to 60 years can be insured |
No, he cannot ensure the elephant as elephants between the age 15 to 50 years can only be insured |
No, he cannot ensure the elephant as wild elephants cannot be insured |
Q4.The parties to the Videsh Yatra Mitra insurance policy expressly agree that the laws of ___ shall govern the validity, construction, interpretation, and effect of the policy. |
Republic of India |
Republic of India, Bangladesh, and Sri Lanka |
Republic of China |
The Visiting Country |
None of the above |
Q5.Which of these is NOT a horticulture crop? |
Banana |
Apple |
Chikoo |
Orange |
Sugarcane |
Q6.Adhikari Suraksha Kavach is designed for __. |
Diplomats only |
State Government employees only |
Central Government employees only |
Employees of a PSU |
Executives and/or businessmen |
Q7.In Personal accident insurance, the onus of substantiating a claim under the policy rests on the __. |
Insured |
Insurer |
Underwriter |
Surveyor |
Both 1 and 2 |
Q8.Which coverage is compulsory under Doctors’ package insurance? |
Two-wheeler insurance |
Pedal cycle insurance |
Plate glass insurance |
Motor insurance |
Sports insurance |
Q9.Under Tribal Insurance, the cover is provided for - 1. Dwelling / Huts/ Cottage industry sheds 2. Hospitalization 3. Personal Accident |
1 and 2 |
2 and 3 |
Only 1 |
All 1,2 and 3 |
Only 2 |
Q10.__ also undertakes to pay premiums in a timely manner before the expiry of the cancer insurance policy so that the policyholder holds a current policy at all times |
CAMP |
RECAP |
PCC |
CPAP |
CAPA |