IC78 MISCELLANEOUS INSURANCE EXAM - 07

Que. 1 : Q1) Under which of the following conditions a fresh proposal form is not required from the insured?

   1.  a) Enhancement of Sum insured

   2.  b) Inclusion of Family Members

   3.  c) Renewal without enhancement of Sum Insured

   4.  d) Change of Risk profile

Que. 2 : Q2) Which of the following statements is True? (1) Dental treatment excluded unless requiring Hospitalization (2) Expenses on vitamins and tonics are excluded unless forming part of treatment

   1.  a) Statement 1 is True

   2.  b) Statement 2 is True

   3.  c) Both are true

   4.  d) Both are false

Que. 3 : Q3) Which of the following is NOT payable under Burglary(Business Premises) policy?

   1.  a) Theft by employees

   2.  b) Theft by customers

   3.  c) Theft by visitors

   4.  d) All of the above

Que. 4 : Q4) Which of the below is covered under a money insurance policy?

   1.  a) Shortage due to error or omission

   2.  b) Loss of cash from ones premises due to burglary

   3.  c) Loss of money that has been entrusted to other than authorized person

   4.  d) Riot strike and terrorism

Que. 5 : Q5) The minimum Total S.I. required to issue First Loss Burglary Policy is:

   1.  a) 100 Lacs

   2.  b) 50 Lacs

   3.  c) 25 Lacs

   4.  d) None of the above