IC78 MISCELLANEOUS INSURANCE EXAM - 06
| Q1.In the Universal health insurance scheme, the premium payable for a family up to 7 (including the first 3 children and dependent parents) is ___. |
| Rs.548/- per annum |
| Rs.698/- per annum |
| Rs.730/- per annum |
| Rs.930/- per annum |
| Rs.980/- per annum |
| Q2.The Employment and Study policy is designed for 1. Indian citizens temporarily posted abroad in a sedentary non-manual work 2. Students undertaking studies outside India 3. Students engaging in research activities abroad |
| All 1, 2 and 3 |
| 1 and 2 |
| 2 and 3 |
| Only 2 |
| Only 3 |
| Q3.Which of the following is not a type of horticultural crop? |
| Mangoes |
| Banana |
| Grapes |
| Apple |
| Oranges |
| Q4.A Floater Cover - |
| Is a combination of collective policy and a blanket policy |
| Relieves the employer of the necessity of fixing what he considers to be suitable individual amounts of guarantee |
| Covers the entire staff without showing name or position |
| The ‘Position’ is guaranteed for the special amount so that a change in the person holding the position does not affect the cover |
| Is issued when the entire staff or a number of selected individuals are to be covered |
| Q5.The time frame stipulated for the discovery of losses in the Commercial fidelity guarantee is ___. |
| Only 1 |
| Only 3 |
| 1 and 2 |
| 2 and 3 |
| 1, 2 and 3 |
| Q6.Under Cattle insurance, in the case of scheme animals, the policy is issued as ___. 1. Agreed Value Policy 2. Indemnity Policy 3. Benefit Policy |
| Only 1 |
| Only 3 |
| 1 and 2 |
| 1 and 3 |
| 1, 2 and 3 |
| Q7.Which of these statements is /are CORRECT with respect to VIDESH YATRA MITRA? 1. Any claim which has not been conclusively proven and the amount thereof substantiated shall not be payable 2. No sum payable under this policy shall carry interest 3. In the event of the insured person’s death, insurers shall have the right to carry out a post mortem at their expense. |
| Only 3 |
| Only 2 |
| All 1, 2 and 3 |
| 1 and 2 |
| 2 and 3 |
| Q8.Choose the false statement - - |
| Doctors’ package insurance does not cover professional liability insurance. |
| Doctors’ package insurance covers fire in respect of building and contents. |
| Doctors’ package insurance covers money in transit with the doctor. |
| Doctors’ package insurance covers professional liability insurance. |
| Doctors’ package insurance covers allied perils in respect of building and contents. |
| Q9.In the Overseas health policy, Children between the ages of _____ are covered by excluding certain specific diseases peculiar to children like measles, whooping cough. |
| 3 months to 3 years |
| 1 month to 3 years |
| 3 months to 5 years |
| 6 months to 5 years |
| 3 months to 9 years |
| Q10.The coverage under the Plate Glass Insurance policy applies __. 1. even if any alterations are carried on to the premises 2. only so long as the glass is fixed 3. even if there is a change in the tenancy of the premises containing the glass insured |
| Only 1 |
| Only 2 |
| Only 3 |
| 1 and 3 |
| All 1, 2 and 3 |