IC72 MOTOR INSURANCE EXAM - 15

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Q1.What is usually issued when the policy and certificates of insurance cannot be immediately issued for any reason and these contents are prescribed in Form 52 of Motor Vehicle Rules 1989?
   a) Proposal form
   b) Trade book
   c) Cover note
   d) None of the above
 
Q2.Which test is used for testing the quality of welding at butt welded joint?
   a) Stress Relieving test
   b) Ultrasonic test
   c) Hydro test
  d) X-ray radiography test
 
Q3.Dumper and Tippers are underwritten as
   a) Misc. D type vehicles
   b) Goods Carrying Commercial Vehicles
   c) Private Cars
   d) Passenger Carrying Commercial Vehicles
 
Q4.Which of the following documents is required to support Motor No-fault liability third party claims?
   a) Death certificate
   b) Medical Certificate
   c) Police report
   d) All of the above
Q5.Insurance Agency Commission is not allowed under
   a) Commercial vehicles
  b) Two-wheelers
  c) All Third-party insurances
   d) Only third party private car insurance
 
Q6.What is the time limit in MACT Case which can be filed by claimants in TP Case?
   a) 1 year
   b) 3 years
   c) 5 years
   d) No limit
 
Q7.Which is not a factor for rating a two-wheeler policy
   a) Side Car
   b) Membership Automobile Association
   c) Make
   d) Age
 
Q8.Wherever some documents are in possession of the other party and in spite of best efforts the same could not be procured, ___ of the MV Act, 1988 may be invoked compelling discovery and production of documents.
   Section 167 (2)
   Section 168 (2)
   Section 169 (2)
   Section 170 (2)
   Section 171 (2)
 
Q9.The owner of a motor vehicle by virtue of his title and possession has an insurable interest ____.
   At the time of claim
   At the time of taking insurance
  At the time of renewal of the policy
   All of the above
   None of the above
 
Q10.What has to be proved to claim compensation under the motor insurance liability in Germany?
  Usually, no proof is required except in case of a deliberate attempt to cause an accident
  Usually, no proof is required unless the driver was under the influence of an intoxicating drug
  There was a deliberate attempt to cause an accident by the driver of the vehicle and this is required to be proved to claim compensation
  Nonadherence of road rules of Germany needs to be proved
   The negligence of the driver of the vehicle is required to be proved to claim compensation

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