IC38 - HEALTH INSURANCE AGENT EXAM - 31
Q1.Which of the following statements is true? (1) Explosion is covered under standard fire and special perils policy. 2 implosions in covered under standard fire and special perils policy. |
a) Statement 1 is True |
b) Statement 2 is True |
c) Both are true |
d) Both are false |
Q2.Which of the following statements is true? (1) For export/import cargo policies, institute cargo clauses (ICC) are used. (2) For inland transit consignments, local clauses are used. |
a) Statement 1 is True |
b) Statement II is true |
c) Both are true |
d) Both are false |
Q3.All of the Following Statements, with Regard to Primary Health Centres (P.H.C.s), are Correct, Except ____. |
a) Primary Health Centres (P.H.C.s) have been established for Every 5,000 Population. |
b) Primary Health Centres (P.H.C.s) are the Referral- Units for About 6 Sub-Centres. |
c) All Primary Health Centres (P.H.C.s) provide Out-Patient Services. |
Q4.Which of the following statements is true? (1) Terrorism is included in riots, strikes,s, and malicious damage. (2) Terrorism is a separate cover at an extra premium without riot, strike, and malicious damage. |
a) Statement 1 is True |
b) Statement 2 is True |
c) Both are true |
d) Both are false |
Q5. The first and primary source of information about an applicant for the Underwriter in Health Insurance is__ |
a) Age Proof |
b) Bank Statement |
c) Previous Medical Records |
d) Proposal Form |
Q6.Under critical illness policy which of the following is not specified as critical illness. |
a) Cancer |
b) Paralysis |
c) Tuberculosis |
d) Parkinson's Disease |
Q7.Agreed value policies are issued for |
a) Marine cargo |
b) Marine hull |
c) Marine cargo and hull |
d) Fire insurance on high valued machinery |
Q8.______ is the consideration or price paid by insured under a contract |
a) Claim amount |
b) Surrender value |
c) Maturity amount |
d) Premium |
Q9.A Police Report may not be needed, in Which of the Following Case? |
a) Damage by Cyclone |
b) Damage by Fire |
c) Damage in Road- Accident |
d) Damage in Transit |
Q10.Which of the below statement is true with regards to cover notes? |
a) Cover notes are predominantly used in life insurance |
b) Cover notes are predominantly used in all classes of general insurance |
c) Cover notes are predominantly used in health insurance |
d) Cover notes are predominantly used in marine and motor classes of general insurance |