IC38 - HEALTH INSURANCE AGENT EXAM - 31

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Q1.Which of the following statements is true? (1) Explosion is covered under standard fire and special perils policy. 2 implosions in covered under standard fire and special perils policy.
   a) Statement 1 is True
   b) Statement 2 is True
   c) Both are true
   d) Both are false
 
Q2.Which of the following statements is true? (1) For export/import cargo policies, institute cargo clauses (ICC) are used. (2) For inland transit consignments, local clauses are used.
   a) Statement 1 is True
   b) Statement II is true
   c) Both are true
   d) Both are false
 
Q3.All of the Following Statements, with Regard to Primary Health Centres (P.H.C.s), are Correct, Except ____.
   a) Primary Health Centres (P.H.C.s) have been established for Every 5,000 Population.
   b) Primary Health Centres (P.H.C.s) are the Referral- Units for About 6 Sub-Centres.
   c) All Primary Health Centres (P.H.C.s) provide Out-Patient Services.
 
Q4.Which of the following statements is true? (1) Terrorism is included in riots, strikes,s, and malicious damage. (2) Terrorism is a separate cover at an extra premium without riot, strike, and malicious damage.
   a) Statement 1 is True
   b) Statement 2 is True
   c) Both are true
   d) Both are false
 
Q5. The first and primary source of information about an applicant for the Underwriter in Health Insurance is__
   a) Age Proof
   b) Bank Statement
   c) Previous Medical Records
   d) Proposal Form
 
Q6.Under critical illness policy which of the following is not specified as critical illness.
   a) Cancer
   b) Paralysis
   c) Tuberculosis
  d) Parkinson's Disease
 
Q7.Agreed value policies are issued for
   a) Marine cargo
   b) Marine hull
   c) Marine cargo and hull
   d) Fire insurance on high valued machinery
 
Q8.______ is the consideration or price paid by insured under a contract
   a) Claim amount
   b) Surrender value
   c) Maturity amount
   d) Premium
 
Q9.A Police Report may not be needed, in Which of the Following Case?
   a) Damage by Cyclone
   b) Damage by Fire
   c) Damage in Road- Accident
   d) Damage in Transit
 
Q10.Which of the below statement is true with regards to cover notes?
   a) Cover notes are predominantly used in life insurance
   b) Cover notes are predominantly used in all classes of general insurance
   c) Cover notes are predominantly used in health insurance
   d) Cover notes are predominantly used in marine and motor classes of general insurance

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