IC38 - HEALTH INSURANCE AGENT EXAM - 28
| Q1.In How Many Categories are the Surveyors and Loss Assessors defined? |
| a) 4 |
| b) 3 |
| c) 5 |
| d) 6 |
| Q2.ABC building is insured for Rs 10 Crore and the true value is Rs 15 Crore. There is a serious fire and the building suffers damage to the tune of Rs 6 Crore. What is the claim payable? |
| a) Rs 6 Crore |
| b) Rs 4 Crore |
| c) Rs 2.5 Crore |
| d) Rs 5 Crore |
| Q3.Disability income policies pay for |
| a) disability arising out of sickness |
| b) disability arising out of sickness/accident |
| c) disability arising out of employment injuries |
| d) hospitalization only for injuries |
| Q4.Which of the Following Statements, is/are True? I. How Well, an Insurer performs, is evaluated by, How Well, it keeps its Claims' Promises. II. The Only Key Rating-Factor in Insurance, is, the Claims-Paying-Ability of the Insurance Company. |
| a) Only Statement-I is True. |
| b) Only Statement-II is True. |
| c) Both: Statement-I and Statement-II, are True. |
| d) Both: Statement-I and Statement-II, are False. |
| Q5.Which of the following terms matches closest with Family Floater? |
| a) Health insurance |
| b) Property insurance |
| c) Life Insurance |
| d) Personal Accident Policy |
| Q6.What is an endorsement? |
| a) A peril or contingency specifically excluded from the cover of the policy. |
| b) The first portion of a loss which the insured agrees to bear. |
| c) A stipulation used to limit the nature of the risk under an insurance policy which must be complied with by the insured. |
| d) An amendment that changes a policy |
| Q7.All of the Following Statements, with Regard to Primary Health Centres (P.H.C.s), are Correct, Exceptand nbsp;___. |
| a) Primary Health Centres (P.H.C.s) have been established for Every 30,000 Population. |
| b) Primary Health Centres (P.H.C.s) are the Referral- Units for About 6 Sub-Centres. |
| c) Majority of Primary Health Centres (P.H.C.s) have 4 to 6 In-Patient Beds. |
| d) A Primary Health Centre is manned by a Female Health- Worker, also called, Auxiliary Nurse Mid- Wife (A.N.M.) , and a Male Health-Worker. |
| Q8.The Provisions of Indian Contract Act, _, govern All Contracts in India, including Insurance Contracts. |
| a) 1919 |
| b) 1929 |
| c) 1887 |
| d) 1872 |
| Q9. Under institute cargo clauses (AIR) the period of cover after unloading of cargo from the aircraft at the place of discharge is limited to __ days. |
| a) 15 days |
| b) 30 days |
| c) 45 days |
| d) 60 days |
| Q10.The Maximum amount recoverable in a General Insurance Policy is |
| a) Sum Insured |
| b) Actual Loss |
| c) Lower of the above two |
| d) Higher of the above two |