IC38 - HEALTH INSURANCE AGENT EXAM - 24

Q1.Which One of the Following Documents, is not accepted as a Standard Age-Proof Document?
  a) school-leaving Certificate
   b) PassPort
   c) Horoscope
   d) Employer's Certificate
 
Q2.What does not go on to make a healthy relationship?
   a) Attraction
   b) Trust
   c) Communication
   d) Scepticism
 
Q3.Which of the following are requisites of a valid insurance contract? (1) Consideration. (2) parties of the same mind (3) .parties are competent to contract
   a) Only Statement 1
   b) Statement 2 is True
   c) Both 1 and 2 are true
   d) All of the above
 
Q4.The Concept of Utmost Good Faith indicates that It is the Positive Duty of the Proposer, to ____ disclose, Accurately and Fully, All the Facts, Material to the Risk-Being-Proposed, Whether Requested or Not.
   a) Completely
   b) Voluntarily
   c) Definitively
   d) Accurately
 
Q5.In Case of a ___, the Customer pays the Hospital, from His or Her Own Resources, and then files His or Her Claim, with the Insurer or Third-Party Administrator (T.P.A.) , for Payment of the Admissible Claim.
   a) Reimbursement Claim
   b) Cash-Less Facility
   c) Pay-As-You-Go Claim
   d) Treat First, Pay Later Claim
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Q6.In the Case of a ____, the Customer does not pay the Expenses at the Time of Admission or Treatment. The Net-Work Hospital provides the Services, based on a Pre-Approval from the Insurer or Third-Party Administrator (T.P.A.), and later submits the Documents, to the Insurer or Third-Party Administrator (T.P.A.), for Settlement of the Claim.
   a) Reimbursement Claim
   b) Cash-Less Facility
   c) Pre-Approved Claim
   d) Treat First, Pay Later Claim
 
Q7.Which of the following statement is correct with regards to cashless insurance?
   a) All treatments are provided free of cost by the hospital
   b) Payments to the hospital are done by cheques
   c) The policy is given free to the patient
  d) The patient doesn't pay for the treatment
 
Q8.Mr. Jayendra fell-off a Horse and landed in a Puddle. He had to lie in the Puddle for a Long- Time, because, the Fall had broken His Leg, this resulted in Him contracting Severe Pneumonia. He was treated in a Near-By Hospital, where, He dies, as a result of Pneumonia. What is the Proximate Cause of Death, in this case?
   a) Pneumonia.
  b) Leg-Injury, sustained as a result of the Fall.
   c) Negligence of Doctors.
   d) Hospital-Treatment.
 
Q9.Which One of the Following Consumer-Disputes' Redressal-Agencies, entertains the Appeals, against the Orders of Any State Commission?
   a) District Forum
   b) National Commission
   c) Insurance Regulatory and Development Authority of India (I.R.D.A.I.)
   d) No Appeal can be made.
 
Q10.Classifying the Risks, Depending on the Characteristics and Degree of Risk-Posed, an Appropriate Rate of Premium, may be levied, is the Main Purpose of ____.
   a) Cover-Letter
   b) Underwriting
   c) Bond
   d) Agreement

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