IC38 - HEALTH INSURANCE AGENT EXAM - 16
| Q1.Which of the below intermediaries is not involved in the procurement of business? |
| a) Insurance brokers |
| b) Individual agents |
| c) Surveyors |
| d) Corporate agents |
| Q2.What is the primary function of the ICD-10 coding system? |
| a) Integrates the data collected from insurer or TPA into Logical subject areas |
| b) Deliver data to decision-makers through report writing and query tools |
| c) Aggregates analysis of all health insurance data |
| d) Provides codes to classify diseases |
| Q3.Which of the following statement is True? a) endorsements are issued at the time of issuing the policy as part of the policy b) endorsement are issued after the policy to record alteration |
| a) Statement 1 is True |
| b) Statement 2 is True |
| c) Both are true |
| d) Both are false |
| Q4.Where, a Proposal-Form is Not Used, the Insurer shall record the Information, obtained Orally or In-Writing, and confirm it, Within a Period of __. |
| a) 30 Days |
| b) 15 Days |
| c) 45 Days |
| d) 60 Days |
| Q5.Which of the Following, is, an Example of Package-Policy? I. Health Plus Life Combi Product. II. Shop-Keeper's Policy. III. House-Holder's Policy. |
| a) Only I. |
| b) I and II. |
| c) II and III. |
| d) I, II, and III. |
| Q6.Active Listening involves: |
| a) Paying attention to the speaker |
| b) Giving an occasional nod and smile |
| c) Providing feedback |
| d) Paying attention to the speaker, giving an occasional nod and smile, and providing feedback |
| Q7.All of the Following Statements are Correct, Except ___. |
| a) Health-Status of a Person, varies, From-Person-To- Person |
| b) It is Feasible to make, the Health- Care Infrastructure, Available, at the Same Level, for All Types of Health-Problems. |
| c) It is Not Necessary, to make, the Health-Care Infrastructure, Available, at the Same Level, for All Types of Health-Problems. |
| d) The Health-Care Facilities should be based upon the Probability of the Incidence of Disease, for the Population. |
| Q8.A Condition, which increases the Probability of a Loss or its Severity, and affects the Associated Risk, is known as __. |
| a) Rider |
| b) Hazard |
| c) Speculation |
| d) Mitigation |
| Q9.Under fire policy pro-rata average applies when there is |
| a) Double insurance |
| b) Over insurance |
| c) Underinsurance |
| d) Subrogation |
| Q10.What is pure premium? |
| a) Premium sufficiently big enough to pay for losses only |
| b) Premium applicable to marginal members of the society |
| c) Premium after loading for administrative costs |
| d) Premium derived from the most recent loss experience period |