IC27 HEALTH INSURANCE EXAM - 12

Que. 1 : Q1) Which of the following is an example of opportunity fraud?

   1.  a) Internal Fraud

   2.  b) External Fraud

   3.  c) Hard Fraud

   4.  d) Soft Fraud

Que. 2 : Q2) Which of the following sector has the highest contribution in financing of the healthcare costs globally?

   1.  a) Social Health Insurance

   2.  b) Government revenues and taxes

   3.  c) Private Health Insurance

   4.  d) Commercial Health Insurance

Que. 3 : Q3) Claims are a Function of ________

   1.  a) Frequency

   2.  b) Severity

   3.  c) Both of the above

   4.  d) None of the above

Que. 4 : Q4) Which of the following statements is True? Domiciliary hospitalization benefit does not include (1) Pre- hospitalization treatment (2) Post -Hospitalization treatment

   1.  a) Statement 1 is True

   2.  b) Statement 2 is True

   3.  c) Both are true

   4.  d) Both are false

Que. 5 : Q5) Under IRDA Regulations every insurer shall underwrite business in the rural sector to the extent of at least _______ % of the total gross premium in the first financial year

   1.  a) 1%

   2.  b) 2%

   3.  c) 3%

   4.  d) 5%