IC27 HEALTH INSURANCE EXAM - 08

Que. 1 : Q1) _______have been established for every 5000 population (3000 in hilly,tribal and backward areas) and are manned by a Female health worker and a male health worker

   1.  a) Primary Health Centre

   2.  b) Sub-Centre

   3.  c) Community Health Centre

   4.  d) Rural Hospitals

Que. 2 : Q2) Identify which of the below statement is correct?

   1.  a) Health Insurance deals with Morbidity

   2.  b) Health Insurance deals with Mortality

   3.  c) Health Insurance deals with Morbidity as well as Mortality

   4.  d) Health Insurance neither deals with Morbidity as well as Mortality

Que. 3 : Q3) Rakesh Sharma does not have health insurance. For the past two weeks, he has been experiencing chest pain.In this scenario he would like to purchase health insurance with the intention of transferring the medical costs to the Insurer. When higher-than-average risks like Rakesh are selected by the Insurer, Claims will be higher than anticipated. What is this problem called?

   1.  a) Speculative Risk

   2.  b) Morale hazard

   3.  c) Adverse selection

   4.  d) Moral hazard

Que. 4 : Q4) ASHA is a part of ____________Scheme

   1.  a) National Rural Health Mission

   2.  b) Rashtriya Swasthay Bima Yojana

   3.  c) AYUSH

   4.  d) None of the above

Que. 5 : Q5) What is the main role of an actuary in the claim reserving process?

   1.  a) To estimate the earned premium reserves

   2.  b) To estimate the IBNR claim reserves

   3.  c) To calculate the future claims payments

   4.  d) To set aside a reserve for the claims reported