IC27 HEALTH INSURANCE EXAM - 07

Que. 1 : Q1) Advisor is called as the Primary Underwriter because_______

   1.  a) He is generally known to the customer and has reasonable knowledge about the customers Medical history

   2.  b) He is the only one who meets the customer

   3.  c) He is generally known to the customer and has reasonable knowledge about the customers Financial Health

   4.  d) All of the above

Que. 2 : Q2) Under Health Insurance policy, which of the following is not usually covered or covered with sub limits?

   1.  a) Chemotherapy

   2.  b) Radiotherapy

   3.  c) Naturopathy

   4.  d) Cost of pacemaker

Que. 3 : Q3) Which of the following diseases is not excluded during the first year of operation of Medi claim policy?

   1.  a) Epilepsy

   2.  b) Cataract

   3.  c) Hernia

   4.  d) Piles

Que. 4 : Q4) Disability Benefit Plan usually replaces ________of a disabled persons lost income

   1.  a) 100%

   2.  b) 60%

   3.  c) 75%

   4.  d) 50%

Que. 5 : Q5) Health insurance is designed to handle which of the following risks?

   1.  a) Mortality

   2.  b) Morbidity

   3.  c) Infinity

   4.  d) Serendipity