IC27 HEALTH INSURANCE EXAM - 03

Que. 1 : Q1) Yash pays health insurance premiums for himself, his wife and his two children aged 13 and 8 Premiums for which of these individuals will qualify as deductible from Yashs taxable income?

   1.  a) Yash only

   2.  b) Yash and his wife only

   3.  c) Yash, his wife and his oldest child

   4.  d) Yash, his wife and both his children

Que. 2 : Q2) Disability benefit or income protection policies pay for

   1.  a) disability arising out of sickness

   2.  b) disability arising out of sickness / accident

   3.  c) disability arising out of employment injuries

   4.  d) hospitalization only for injuries

Que. 3 : Q3) Which of the following category of fraud most commonly involves misrepresentation of the status of a dependent or of some ones employment status?

   1.  a) Application Fraud

   2.  b) Eligibility Fraud

   3.  c) Claims Fraud

   4.  d) All of the above types

Que. 4 : Q4) Which scheme has been introduced in our country to reduce the gap between the healthcare available in Rural and Urban areas

   1.  a) ASHA

   2.  b) AYUSH

   3.  c) Arogya Kosh Yojana

   4.  d) National Rural Health Mission

Que. 5 : Q5) Which of the following statements about the Numerical Rating method is incorrect?

   1.  a) Numerical rating method provides greater speed in the handling of a large business with the help of trained personnel

   2.  b) Analysis of difficult or doubtful cases is not possible on the basis of numerical points without medical experts

   3.  c) It can be used by persons without any specific knowledge of medical science

   4.  d) It ensures consistency between the decisions of different underwriters