IC22 LIFE INSURANCE UNDERWRITING EXAM - 18
| Q1.It’s a circular band of muscles that control the size of the pupil. |
| Cornea. |
| Iris. |
| Sclera. |
| Lens. |
| Conjunctiva. |
| Q2.Do the meninges consist of how many layers of protective membranes completely enclose the brain and the spinal cord? |
| 4 layers. |
| 5 layers. |
| 3 layers. |
| 2 layers. |
| 1 layer. |
| Q3._____Is Also Known As Voluntary Nervous System |
| Central Nervous System |
| Somatic Nervous System |
| Autonomic Nervous System |
| Sensory Nervous System |
| both a & c |
| Q4.Plasma is the liquid component of blood that remains after suspending which of the following component of the blood? |
| Red blood cells. |
| White blood cells. |
| Platelets. |
| All the above. |
| None of the above. |
| Q5.Which of the following is an inherited blood disorder where the parents pass the genes for the disorder to their children? |
| Thalassemia. |
| Leukemia. |
| Polycythemia. |
| Hemophilia. |
| Primary polycythemia. |
| Q6.Which of the following is not true related to the protection of the MWP Act under life insurance? |
| The beneficiaries of the plan once declared cannot be changed at any time by the proposer. |
| The policy issued under MWP Act is treated as a personal insurance cover for the purpose of financial underwriting. |
| Policies under MWP Act can neither be claimed by the other legal heirs nor by the husband’s creditors. |
| Benefits from the policies under the MWP Act can be claimed by the husband himself. |
| None of the above statements. |
| Q7.What will be the rating criteria for underwriting the case of an individual who is suffering from occasional attacks of acute bronchitis resolved with treatment? |
| Doesn't attract any special rating for insurance. |
| Attracts special rating for insurance based on age. |
| Doesn't attract any rating as the case will be of declinature. |
| Normal rating will be done with special exclusions. |
| Attracts special rating with certain deductibles. |
| Q8.In life insurance, risks associated with the aviation sector are generally attributed to which factor? |
| Pilots. |
| Causes external to the aircraft. |
| Aircraft. |
| All the above. |
| None of the above. |
| Q9.Underwriting Concept – A. The Level Of Risk, B. Measuring C. Evaluating, D. Classifying,E. Rating – Put In Correct Order |
| D,C,B,E,A |
| C,B,A,D,E |
| B,C,D,A,E |
| C,A,D,B,E |
| None |
| Q10.Which of the following type of asthma is a severe attack that does not respond to the usual measures? |
| Severe asthma. |
| Moderate asthma. |
| Status asthmaticus. |
| Mild asthma. |
| Irreversible asthma. |