IC22 LIFE INSURANCE UNDERWRITING EXAM -17
Q 1.If An Individual Suffers From Acute Bronchitis Which Resolves With Treatment What Insurance Terms Will Generally Offered To Him |
He Will Be Declined Insurance Cover |
He Will Is Accepted As High Risk And Will Be Charged Higher Than Std Rates |
He Will Is Accepted As Std Rates |
He Will Is Accepted On The Basis Of Certain Exclusions. |
none |
Q2.For insurance underwriting what can be the general risk associated with individuals in Merchant Navy? |
Climatic hazards. |
Drug and alcohol abuse during shore leave. |
Political instability. |
Both (a)&(b) |
both (b)&(c) |
Q3.For Life Insurance underwriting which rates would be granted to flight and cabin crew who travel in a licensed airline? |
Sub-standard rates. |
Standard rates. |
High-risk rates. |
High sub-standard rates. |
Constant rates. |
Q4.Which of the following nutrients are needed for the production of the red blood cells? |
Iron. |
Vitamin B12 |
Folic acid. |
All the above. |
Only (a) & (c) |
Q5.Name a network of spinal and cranial nerves that links the body to the brain and spinal cord? |
Central nervous system. |
Peripheral nervous system. |
Autonomic nervous system. |
Somatic nervous system. |
None of the above. |
Q6.Which Of The Following Is Not A Part Of The Urinary System |
Kidney |
Liver |
Bladder |
Urethra |
both b & d |
Q7.Which Is Smaller In Size Than The Other Blood Cells. |
Plasma |
Red Blood Cells |
White Blood Cells |
Platelets |
Both c & d |
|
Q9.Name the process in which an insurance company sends a reinsurance case proposal to multiple insurers with a motive to captivate the most competitive offer? |
Reinsurance discounting. |
Treaty shopping. |
Facultative shopping. |
Treaty discounting. |
Prudent shopping. |
Q10.In a HUF, what the female members are known as? |
Ancestors. |
Members. |
Karta. |
Coparceners. |
Dependents. |