IC22 LIFE INSURANCE UNDERWRITING EXAM -17
| Q 1.If An Individual Suffers From Acute Bronchitis Which Resolves With Treatment What Insurance Terms Will Generally Offered To Him |
| He Will Be Declined Insurance Cover |
| He Will Is Accepted As High Risk And Will Be Charged Higher Than Std Rates |
| He Will Is Accepted As Std Rates |
| He Will Is Accepted On The Basis Of Certain Exclusions. |
| none |
| Q2.For insurance underwriting what can be the general risk associated with individuals in Merchant Navy? |
| Climatic hazards. |
| Drug and alcohol abuse during shore leave. |
| Political instability. |
| Both (a)&(b) |
| both (b)&(c) |
| Q3.For Life Insurance underwriting which rates would be granted to flight and cabin crew who travel in a licensed airline? |
| Sub-standard rates. |
| Standard rates. |
| High-risk rates. |
| High sub-standard rates. |
| Constant rates. |
| Q4.Which of the following nutrients are needed for the production of the red blood cells? |
| Iron. |
| Vitamin B12 |
| Folic acid. |
| All the above. |
| Only (a) & (c) |
| Q5.Name a network of spinal and cranial nerves that links the body to the brain and spinal cord? |
| Central nervous system. |
| Peripheral nervous system. |
| Autonomic nervous system. |
| Somatic nervous system. |
| None of the above. |
| Q6.Which Of The Following Is Not A Part Of The Urinary System |
| Kidney |
| Liver |
| Bladder |
| Urethra |
| both b & d |
| Q7.Which Is Smaller In Size Than The Other Blood Cells. |
| Plasma |
| Red Blood Cells |
| White Blood Cells |
| Platelets |
| Both c & d |
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| Q9.Name the process in which an insurance company sends a reinsurance case proposal to multiple insurers with a motive to captivate the most competitive offer? |
| Reinsurance discounting. |
| Treaty shopping. |
| Facultative shopping. |
| Treaty discounting. |
| Prudent shopping. |
| Q10.In a HUF, what the female members are known as? |
| Ancestors. |
| Members. |
| Karta. |
| Coparceners. |
| Dependents. |