IC22 LIFE INSURANCE UNDERWRITING EXAM -14
| Q1.The examination of blood films stained with Wright’s stain frequently provides important clues in the diagnosis of ___. |
| Hypertension. |
| Anaemias. |
| Blood loss. |
| Loss of red blood cells. |
| Folate deficiency. |
| Q2.Which among the given options are the underwriting consideration regarding ear disorders? |
| For life benefits, ear disorders usually do not attract any ratings themselves, but ratings may be applicable for the underlying cause. |
| For critical illness, special consideration needs to be given as deafness is usually covered under critical illness policies. |
| For critical illness, special consideration needs to be given as ear disorders can result in lifetime hearing loss. |
| Both (a) & (b) |
| Both (a) & (c) |
| Q3.Which Anaemias Are Recognized By An Elevated Mean Cell Volume Or Mcv |
| Normocytic |
| Macrocytic |
| Microcytic |
| None |
| all of the above |
| Q4.Decision For Sub Standard Risk Or High Risk Can Be |
| Declining The Risk |
| Accepting The Risk With Loading |
| Accepting The Risk After A Period Of Time |
| Accepting The Risk With Exclusion |
| All Above |
| Q5.ITP stands for__. |
| Idiopathic Thrombocytopenic Plasma. |
| Idiopathic Thrombocytopenic Purpura. |
| Immune thrombocytopenic Platelets. |
| Immune Thyrocare Protein. |
| Idiopathic Thyrocare Plasma. |
| Q6.Digestion. |
| Absorption. |
| Defecation. |
| Ingestion. |
| Motility. |
| Q7.The postponed or deferment period allowed by the underwriter can be from_ to___. |
| 1 month to 1 year. |
| 1 month to 2 years. |
| 3 months to 3 years. |
| 2 months to 3 years. |
| 1 month to 3 years. |
| Q8.Which clinical assessment(s) are important for diabetic applicants for insurance underwriting? |
| Check renal function. |
| Measurement of Serum Lipids. |
| Monitor values of Gly Hb or Hba1c. |
| Measurement of underlying Heart disease. |
| All the above. |
| Q9.What should be the normal values of Haemoglobin (Hbg) content in male members? |
| 11-16 mg/dl. |
| 12-17 mg/dl. |
| 13-18 mg/dl. |
| 12-20 mg/dl. |
| 11-18 mg/dl. |
| Q 10. Which occupations are categorized as “high risks occupations” in life insurance underwriting? |
| Occupations with the risks of mortality. |
| Occupations with the risks of high income. |
| Occupations with the risks of morbidity. |
| Both (a)&(c) |
| Both (a)&(b) |