IC11 PRACTICE OF GENERAL INSURANCE EXAM - 46

Que. 1 : Q1) Which policy does not take into account depreciation?

   1.  a) First loss policy

   2.  b) Fire policy

   3.  c) Marine cargo policy

   4.  d) Reinstatement value policy

Que. 2 : Q2) Mr. Pinto contracted pneumonia as a result of lying on wet ground after a horse riding accident. The pneumonia resulted in death of Mr. Pinto. What is the proximate cause of the death?

   1.  a) Pneumonia

   2.  b) Horse

   3.  c) Horse riding accident

   4.  d) Bad luck

Que. 3 : Q3) The insurance under Overseas Medical Policy does not operate Beyond a period of ____ days continuous absence ( unless specifically agreed by insurers )

   1.  a) 60 days

   2.  b) 90 days

   3.  c) 120 days

   4.  d) 180 days

Que. 4 : Q4) Which of the following is covered under sheep & Goat insurance?

   1.  a) Indigenous animals

   2.  b) Cross -breed animals

   3.  c) Exotic animals

   4.  d) All of the above

Que. 5 : Q5) ______________ is not a source of information for underwriter.

   1.  a) Annual accounts of a proposer

   2.  b) Pre-acceptance risk survey of the asset

   3.  c) Proposal form

   4.  d) Registration certificate of insurer