IC02 PRACTICE OF LIFE INSURANCE - 21

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Que. 1 : Q1) The Schedule of a Policy-Document, mentions Several Significant Particulars. Which One of the Following, may not appear in the Schedule.

   1.  a) Premium-Amount

   2.  b) Policy-Number

   3.  c) Name of Proposer

   4.  d) Method of Premium-Payment

Que. 2 : Q2) What is the main purpose of the Guaranteed Insurability Rider Beneļ¬t ?

   1.  a) To give the policy holder the right to increase cover when a key life event occurs

   2.  b) To give the policy holder the right to health cover

   3.  c) To give the policy holder the right to maintain cover despite a fall in investment value

   4.  d) To give the policy holder the right to cover all possible unforeseen life events

Que. 3 : Q3) IRDAI regulations state that IGMS must be set up by____________.

   1.  a) All insurers

   2.  b) All insurers who have a foreign tieup

   3.  c) Only Life insurers

   4.  d) Only Non Life insurer

Que. 4 : Q4) Human Life Value forms the economic foundation of

   1.  a) Property insurance

   2.  b) Life insurance

   3.  c) Liability insurance

   4.  d) Miscellaneous insurance

Que. 5 : Q5) Which of the following statements are TRUE ? A - Insurance related cases are considered by Consumer Protection Act B - An insurance agent can be sued under the Consumer Protection Act C - Government companies do not fall under the preview of Consumer Protection Act

   1.  a) Only statement A is true

   2.  b) Only statement B is true

   3.  c) Only statement C is true

   4.  d) Both statements A and B are true