SEBI - Investor Certification Examination
SEBI - Investor Certification Examination
Q 31. Which NPS investment option is known for high return and high risk?
- C (Corporate Bonds)
- G (Government Securities)
- E (Equity)
- F (Fixed Deposits)
Q 32. What type of securities does the C (Corporate Bonds) option invest in?
- Government securities
- Equity-oriented investments
- Fixed income-bearing securities other than government securities
- Foreign stocks
Q 33. Which investment option is considered low return and low risk?
- E (Equity)
- C (Corporate Bonds)
- G (Government Securities)
- R (Real Estate)
Q 34. What are some instruments included in the A (Alternative Investments) option?
- Government bonds and fixed deposits
- Mutual funds and savings accounts
- Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs)
- Treasury bills and municipal bonds
Q 35. Which NPS investment option is not available for Tier II accounts?
- E (Equity)
- C (Corporate Bonds)
- G (Government Securities)
- B (Bank Deposits)
Q 36. What is the maximum proportion that can be invested in asset class E under the Active Choice option?
-50%
-60%
-75%
-90%
Q 37. What is the restriction for asset class A under the Active Choice option?
- Cannot exceed 10%
- Cannot exceed 20%
- Cannot exceed 5%
- Cannot exceed 25%
Q 38. What determines the allocation of funds in the Auto Choice option?
- The subscriber's investment history
- The subscriber's risk appetite
- The age of the subscriber
- The subscriber's occupation
Q 39. How does the lifecycle fund in the Auto Choice option change with the age of the subscriber?
- Increases exposure to equity as the subscriber ages
- Increases exposure to corporate bonds and government securities as the subscriber ages
- Maintains a constant allocation throughout the subscriber's life
- Increases exposure to alternative investments as the subscriber ages
Q 40. Which NPS investment option typically has the highest risk and return among the available choices?
- G (Government Securities)
- C (Corporate Bonds)
- E (Equity)
- F (Fixed Deposits)
Q 41. Which investment option is best suited for subscribers seeking low-risk investments?
- E (Equity)
- C (Corporate Bonds)
- G (Government Securities)
- R (Real Estate)
Q 42. What type of risk is associated with the E (Equity) investment option?
- Low risk
- Medium risk
- High risk
- Guaranteed returns
Q 43. Can subscribers withdraw their savings freely from the Tier II NPS account?
- Yes, whenever they want
- No, only after retirement
- Only after 5 years of contribution
- Only in case of emergency
Q 44. What is the main difference between Tier I and Tier II accounts in NPS?
- Tier I is mandatory with tax benefits, Tier II is voluntary without tax benefits
- Tier I allows free withdrawals, Tier II does not
- Tier I is for government employees only, Tier II is for private sector employees
- Tier I has a fixed interest rate, Tier II has a variable interest rate
Q 45. Which NPS account type requires a mandatory bank account?
- Tier I
- Tier II
- Both Tier I and Tier II
- Only for senior citizens