SEBI - Investor Certification Examination

SEBI - Investor Certification Examination

 15

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Q 61. What is the primary benefit of rupee cost averaging?

It guarantees high returns

It eliminates all investment risks

It lessens the impact of short-term market fluctuations

It maximizes returns in a rising market
 
Q 62. How does rupee cost averaging work in a volatile market?

It avoids buying units

It buys more units when prices are high

It buys more units when prices are low and fewer units when prices are high

It buys a fixed number of units regardless of price
 
Q 63. In rupee cost averaging, what happens when unit prices are low?

You buy fewer units

You stop investing

You buy more units

You invest double the amount
 
Q 64. What is the average price per unit if you invest ₹24,000 over 12 months and receive 466 units?

₹50.00

₹51.50

₹52.00

₹54.00
 
Q 65. How many units were bought in February if ₹2,000 was invested and the cost per unit was ₹41.67?

48 units

40 units

50 units

36 units
 
Q 66. What does rupee cost averaging help investors avoid?

Market highs

Market lows

Trying to time the market

Long-term investments
 
Q 67. How many units were bought in July when the cost per unit was ₹40.00?

48 units

50 units

42 units

30 units
 
Q 68. What is the total number of units bought over the twelve months?

400 units

450 units

466 units

550 units
 
Q 69. What does rupee cost averaging help to average out?

The number of units

The total investment amount

The cost per unit

The investment duration
 
Q 70. What is a potential advantage of buying more units when prices are low?

Higher average cost per unit

Lower average cost per unit

Fixed returns

Reduced investment amount
 
Q 71. What is the purpose of rupee cost averaging?

To minimize investment duration

To maximize short-term gains

To reduce the impact of market volatility on investments

To avoid long-term investments
 
Q 72. How is the average cost per unit calculated in rupee cost averaging?

By dividing the total number of units by the total amount invested

By multiplying the total amount invested by the total number of units

By dividing the total amount invested by the total number of units

By subtracting the total number of units from the total amount invested
 
Q 73. Why might an investor choose rupee cost averaging over a lump sum investment?

To avoid investing regularly

To minimize long-term gains

To avoid the risk of investing a large amount at the wrong time

To invest only in high-risk assets

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