Life Insurance Underwriting Exam-IC22
The suitability of an insurance application is verified by a life insurance underwriter. He is the one who decides the premium to insure against the risk by defining, measuring, and calculating the risk. He is the one who has the authority to examine the application and determine if it should be approved or rejected. A life insurance underwriter specializes in a specific area of insurance, such as life insurance, commercial insurance, or general insurance.